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The Financial Planning Process 

We use a holistic financial planning lens in all of the work that we do. It is key to making sure that our clients are getting the most suitable solutions for their unique situations. The value of having an all encompassing financial plan that you can reference for everything in your life, throughout your life, is invaluable. A well structured financial plan can set you up for long-term success in all facets of your financial life.

Before we can make your customized financial plan, we need to know a lot more about you. That is why our financial planning process is centered around learning more about you and how we can help you achieve your short and long-term goals. All that being said, the most important step of the process is done at the very beginning when we make a mutual commitment to your success. 

The Financial Planning Process 
Financial Planning Process - Gather Client Information

Step #1

Gather Client Information

In the first step, we will introduce the financial planning process to you and gather information from you such as income, savings, debts, cash flow, comfort for risk, and insurance protections. This will help us better understand your current situation and gain foundational information essential when building your financial plan. 

Financial Planning Process - Establish Goals & Objectives

Step #2

Establish Goals & Objectives

In this very exciting step, together we will explore, identify, and prioritize your goals and aspirations. The purpose of this analysis is to differentiate your needs from your wants and assign a monetary value and projected timeline to each goal.

Financial Planning Process - Analyze Financial Situation

Step #3

Analyze Financial Situation

In this step, we will analyze all of the information we collected to see how we can help make your goals a reality. If your current plan is not going to help you achieve your goals, we will identify alternative courses of action and inform you of the different opportunities you have moving forward. 

Financial Planning Process - Develop & Present Financial Plan

Step #4

Develop & Present Financial Plan

In this step, we will develop the financial plan and present you with our professional recommendation. Our recommendation is based on many factors but is ultimately decided by which plan will give you the best opportunity to achieve your goals. In an effort to make sure you are fully informed, we will also provide you with a breakdown of the next best alternative and the reason why we recommend otherwise.

Financial Planning Process - Implement Plan

Step #5

Implement Plan

In this step, you commit to putting the plan we built together to work. We will help you implement the financial plan and contact anyone who can provide assistance in making your financial plan a success (i.e. lawyer, mortgage broker, accountant, real estate agent, etc.).


It is time to start talking the talk and walking the walk. As you achieve your short-term goals, the goals next in priority will come into focus and you will feel fulfilled knowing that with discipline and determination, your dreams can become a reality.

Financial Planning Process - Monitor & Review Financial Plan

Step #6

Monitor & Review Financial Plan

Life happens and plans change. That is why it is important to remember that these plans are not set in stone and are meant to be monitored, reviewed and changed as you move forward in life. With new obstacles come new opportunities and new goals, which is why we are committed to supporting you in your journey through life. Our goal is to bring you comfort in knowing that you are prepared for the rainy days, so that you can enjoy the sun.

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