Investment Process
We know that most peoples' investment goals are to make the highest return possible. In fact, that is one of our goals for you as well. However, a foundational part of our investment strategy is managing that risk/reward ratio. While we want to help you earn a great return, we also want to make sure that you are not assuming too much risk and have adequate downside protection in your portfolio for market fluctuations. With our team of Investment Specialists and active management philosophy, we aim to give you confidence throughout your investment journey.
Step #1
Perform a Risk Analysis and Fact Find
In the first step you will complete an investment risk analysis questionnaire. This questionnaire will help us determine your comfort for risk, your goals for your investments, and your timeline for investing. In addition, we will discuss your investment knowledge and preferences.
With your permission, we will also review any investments you currently have so we can further learn about your investment preferences. We will use all of this information when building your portfolio.
Step #2
Build an Investment Portfolio
In this step, we go to work. We will use all of the information found in the first step to find the best investment options for you. We will build you a portfolio with an asset allocation suitable for your investment goals and present it to you.
Step #3
Present Customized Investment Portfolio
In order to make sure you are making a fully informed decision, we will review each investment funds' fund facts report. The fund facts report will include information such as investment fund breakdowns, risk levels, fund compositions, and historical returns.
Step #4
Review Your Investment Portfolio
In this step, we want you to take time to review our portfolio before making your decision. We would be happy to review it with you again and answer any questions you may have so that you have full confidence in the decision you make. Once you feel confident that you have made an informed decision, we can move forward to the next step.
Step #5
Implement Your Portfolio
In this step, you commit to putting the plan we built together to work. With your help, we will complete all necessary investment applications and begin contributing to your portfolio.
Step #6
Monitor & Review Your Investment Portfolio
Life happens and plans change. That is why it is important to remember that these plans are not set in stone and are meant to be monitored, reviewed and changed as you move forward in life. We will be monitoring your investment portfolios regularly as active management is our investment philosophy. We will also conduct semi-annual reviews of your portfolio with you to ensure that your investments are still suitable for you. Our goal is to bring you comfort in knowing that you are prepared for the rainy days, so that you can enjoy the sun.