Segregated Funds
Invest in a safety net while building your wealth
Segregated funds bring the best of mutual funds and life insurance together into a more secure investment. With insurance guarantees, you can mitigate the risk of investing in the marketplace.


Each fund has a professional manager who monitors and tracks performance, so you don't have to.

Achieve various goals by investing with segregated funds in different accounts such as a TFSA, RRSP, RESP, and RDSP.

Invest in different types of assets such as stocks, bonds, real estate, exchange traded funds, and commodities.

Maturity and death benefit guarantees offer protection of 75% or 100% of the initial amount invested.
What are segregated funds and how do they work?

Segregated funds provide the benefit of insurance guarantees while offering the investment diversification and active professional management of a mutual fund. Like a mutual fund, segregated fund investors pool their money into each fund and can target different investment objectives such as a certain industry, timeline, asset, and geographical region.
When you buy your policy, the insurance company guarantees some or all of your original investment (your choice – it’s typically 75% or 100%). So even if markets go down, you’ll get some (or all) of that original investment amount back when you die or your policy matures.

What do segregated funds offer?
Additional Benefits
Equity
Fixed Income
Speculative
